She is wearing:
Necklace own design
Sweater and Tights H&M (http://www.hm.com)
High waisted skirt River Island (http://www.riverisland.com)
Bargain shopping is a great way to obtain fashionable clothes on a budget.
Stores like H&M, Overstock and Forever 21 are great websites to shop at for cheap fashionable clothes!!
Here the links:
HM: Great for for dresses and tights: www.hm.com
OVERSTOCK: Great for womens coats: www.overstock.com
FOREVER 21: Great for cute tops and accessories: http://www.forever21.com